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First Time Buyers >Making Your Dream Home Come True

Is it time to initiate the purchase of your first home? You may be starting a family and outgrowing your small apartment. If the time seems right to seriously consider buying a house, but you are afraid you don't have enough cash, don't worry!

Real estate agents are experienced in helping first-time buyers locate the financial resources to make such a move. The first step is to sit down with an agent who is familiar with available loan programs. You will need money for the down payment, and your income must be high enough to meet the lender's qualifying standards.

Real estate agents may be able to minimize the amount of cash needed with a little help from either the sellers or the loan company. You might be able to include some of the closing costs in your mortgage. The sellers might consider a lease/purchase agreement which would allow you to rent for a few months while accumulating the funds you need. If you are ready to buy your first home, let your real estate agent assist you in making your dream a reality.

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Q	To what process do the terms closing, escrow, settlement and passing papers refer?
A	These terms, which vary in different parts of the country, describe the conclusion of a real estate sale.
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The Muscatell/Wagner Team, REALTOR®, real estate agents and broker for Tampa, New Tampa and Lutz, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

The Muscatell/Wagner Team
Keller Williams Tampa Properties
3450 Buschwood Park Drive, S-345
Tampa, FL. 33618
Kathy Muscatell: 813-319-6241
Vicki Wagner: 813-319-6226
Wendy Peterson: 813-334-4966
Judy Ann Hruszczyk: 813.486.2194
Carolyn Esquinaldo : 813.786.8454
Kathy: info@muscatellwagnerteam.com
Vicki: info@muscatellwagnerteam.com
Wendy: wendypeterson@kw.com
Judy: judyannsells@gmail.com
Carolyn: cesquinaldo@kw.com
Whether buying or selling--our team offers you the wisdom of experience and the gift of caring. We want to help you accomplish your real estate goal and be so impressed by our service that you refer your friends and acquaintances to our team for their real estate needs.

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